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MIHEI, Maternal and Infant Health Equity Initiative
Our programmes

Care, coverage and community for every mother

Each programme answers three questions: what do I get, what does it cost, and how do I join.

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8 states

Serving mothers across Nigeria

MIHEI HMO

Affordable health plans with maternity care, from ₦40,000 a year

Only 1 in 10 mothers we surveyed had health insurance. MIHEI HMO changes that with affordable plans that include maternity care, from ₦40,000 a year. Every pregnant woman who enrols through MIHEI has a coordinator who stays in touch through birth and the months after, so problems are caught early.

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Enrol as early as you can

Waiting periods

Maternity cover starts after 3 months on Standard Plus (ReadyMama) and 9 months on Standard, so women should enrol as early as possible. We encourage mothers to join MotherCare to close the waiting period gap: nurse visits, check-ins and rides start straight away while your HMO cover begins.

Plans

Choose a plan that fits your budget

Basic Plan

₦40,000 per year

₦400,000 benefit limit Register for this plan
Consultations
GP Consultations checkCovered
Specialist Consultations 6 visits/year
Virtual GP Consultations 24/7 Unlimited
Diagnostics & Tests
Laboratory Tests checkCovered
X-rays & Scans checkCovered
Ultrasounds checkCovered
Medications & Surgery
Medications ₦80,000
Surgeries ₦80,000
Hospital Admissions closeNot Covered
Additional Benefits
Emergency Care checkCovered
Ambulance Services checkCovered
Hospital Cash ₦30,000
Immunizations checkCovered
Family Planning checkCovered
Waiting Periods
Surgery Waiting Period 9 months
General Waiting Period 7 days

Basic Plus Plan

₦45,000 per year

₦500,000 benefit limit Register for this plan
Consultations
GP Consultations checkCovered
Specialist Consultations 6 visits/year
Virtual GP Consultations 24/7 Unlimited
Mental Health Therapy checkCovered
Chronic & Special Care
Chronic Conditions checkCovered
Drug Delivery checkCovered
HIV/AIDS Care checkCovered
Medications & Surgery
Medications ₦80,000
Surgeries ₦80,000
Hospital Admissions 3 days/year
Wellness & Benefits
Wellness Benefit ₦3,000/month
Physiotherapy Appliances ₦15,000
Immunizations checkCovered
Family Planning checkCovered
Waiting Periods
Surgery Waiting Period 9 months
General Waiting Period 7 days
Popular

Standard Plan

₦50,000 per year

₦600,000 benefit limit Register for this plan
Consultations
GP Consultations checkCovered
Specialist Consultations 9 visits/year
Virtual GP Consultations 24/7 Unlimited
Diagnostics & Tests
Laboratory Tests checkCovered
X-rays & Scans checkCovered
Ultrasounds checkCovered
Medications & Surgery
Medications ₦100,000
Surgeries ₦150,000
Hospital Admissions 7 days/year
Maternity & Additional
Maternity Services ₦80,000
Emergency Care checkCovered
Ambulance Services checkCovered
Immunizations checkCovered
Family Planning checkCovered
Waiting Periods
Maternity & Surgery 9 months
General Waiting Period 7 days
Best for pregnancy

Standard Plus Plan

(ReadyMama)

₦72,500 per year

₦700,000 benefit limit Register for this plan
Comprehensive Consultations
GP Consultations checkCovered
Specialist Consultations 9 visits/year
Mental Health Therapy checkCovered
Nutritionist Care checkCovered
Premium Care Services
Chronic Disease Care checkCovered
Drug Delivery checkCovered
HIV/AIDS Care checkCovered
Psychiatric Treatment Outpatient Only
Enhanced Coverage
Medications ₦100,000
Surgeries ₦150,000
Hospital Admissions 7 days/year
Premium Benefits
Maternity Services Full Coverage
Wellness Benefit ₦3,000/month
Physiotherapy Appliances ₦15,000
Immunizations checkCovered
Family Planning checkCovered
Waiting Periods
Maternity & Surgery 3 months
General Waiting Period 7 days
Your MIHEI coordinator

Someone who follows you through birth and beyond

Every pregnant woman who enrols through MIHEI has a coordinator who stays in touch through birth and the months after, so problems are caught early.

support_agent Questions about plans?

Call or WhatsApp our team to find the right plan.

Joining the MIHEI HMO gave me peace of mind during my pregnancy. I was worried about antenatal care, but MIHEI guided me with patience, kindness, and clear support. Today, I'm fully registered and confident. Thank you, MIHEI.
Mrs. Christiana More from our families north_east
A midwife visits an expectant mother at home

No waiting period

Home visits start as soon as you join.

New programme

MotherCare: care that comes home

Nurse-midwife home visits, a weekly check-in with your own care navigator, and rides to your appointments, from pregnancy to three months after birth. For mothers of all income levels, from ₦105,000 a month, with sponsored places for mothers who cannot pay. Transportation is an additional cost.

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Reaching care

Booked rides to appointments, scans and tests, and to hospital when labour starts.

Additional cost

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Care at home

A nurse-midwife checks you and your baby at home, and a navigator checks in every week.

Pair it with MIHEI HMO: while your HMO waiting period of 3 or 9 months runs, MotherCare is already visiting you at home.

Mothercare@mihei.org · Call or WhatsApp +234 708 190 4930 · WhatsApp messages only +234 903 056 6916

Peer support

You are not alone.

MIHEI's peer support communities bring pregnant women and new mothers together to ask questions, share experiences and learn from trusted health information, in English and Yoruba.

Free to join
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Share and learn

Ask questions and share experiences with other pregnant women and new mothers.

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Moderated by MIHEI

Groups are moderated by the MIHEI team and share trusted health information.

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English and Yoruba

Join the conversation in the language you are most comfortable in.

Join a community of mothers

Message us on WhatsApp and we'll add you to a group.

chat Join a community
Consultation services

Consultation Services

For health organisations, funders and researchers designing maternal health programmes in Nigeria.

At MIHEI, we offer a range of consultation services that help organizations, researchers, and healthcare providers address public health challenges and improve maternal and infant health outcomes. With our team of experts in public health, epidemiology, and research, we provide evidence-based guidance and strategic insights to solve complex health issues.

Why choose us?

When you book a consultation with MIHEI, you're not just gaining expert guidance - you're also supporting our nonprofit's mission. All income generated from our consultation services is reinvested into our programs focused on improving maternal and infant health, advancing health equity, and strengthening healthcare systems.

Your partnership helps us continue our work, making a positive, lasting impact on communities that need it most.

event_available Book a consultation open_in_new Or send us a message
  • route Public Health Program Design and Evaluation
  • query_stats Epidemiological Research and Data Analysis
  • analytics Needs Assessments and Community Health Surveys
  • diversity_3 Health Equity and Social Determinants of Health
  • monitoring Impact Assessment and Monitoring & Evaluation (M&E)
Prefer to write?

Tell us about your project

Send us a few details and our consultation team will get back to you by email. To pick a time straight away, book on Calendly.

Where we work

Serving mothers in 8 states

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Lagos

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Oyo

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Ogun

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Rivers

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FCT

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Kwara

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Ondo

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Kogi

Enrolment

Ready to find the right care?

Speak with the MIHEI team. We'll explain waiting periods, help you choose a plan and answer your questions.

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Get updates from MIHEI

News from our programmes, the mothers we serve, and the next Strides for Mothers 5K.